LHV Bank, one of the largest financial institutions in the Baltics, has transformed its financial crime operations through structured intelligence sharing. But the biggest gains come when counterparties are connected too.
Money moves between institutions in seconds. Responses to suspicious activity can still take days. As an extensive user of Salv Bridge, LHV has spent several years replacing manual requests for information with a structured, shared platform, and its experience shows what connected financial crime teams can actually deliver: 40% of payments released automatically at any hour, requests for information processed 2.5x faster, and a live connection to 100+ institutions across the EU and UK.
It also points to a harder truth. Financial crime is a network problem, and the ceiling on any one institution’s gains is set by the weakest link in the chain. With the EU’s AMLR and Payment Services Regulation both moving towards mandatory intelligence sharing, LHV is already operating the way these rules envision.
Inside the customer story:
- How LHV replaced manual, free-text RFIs with structured templates, and what that fixed
- Why structure, not just speed, is what makes automation possible
- What happens when the counterparty on the other side isn’t connected
- Why LHV believes integration and automation come before adding AI
- How incoming EU regulation is catching up to what LHV already does
