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Bank-to-bank intelligence sharing that works while the case is live

Salv Bridge is the secure network where fraud, AML and sanctions teams settle a case directly with other institutions. Send structured requests, answered in minutes, under rules your network agrees.

How it works

Trusted by 130+ financial institutions across 30 jurisdictions

Salv Bridge gives your team a secure, direct line to the institution that holds the answer. Bank-to-bank intelligence sharing lets financial crime teams at different institutions exchange case details directly when fraud, money laundering or a sanctions case involves both of them.

Get governance, infrastructure and setup for your whole jurisdiction in one country-level package.

  • 2021live since 13 July
  • 110institutions live on the network
  • 80,000joint investigations
  • 200,000+joint screening queries
  • 17 minmedian response between institutions

Why bank-to-bank intelligence sharing stalls today

The answer you need often sits in another institution's data. Getting it usually means a phone call, email or SWIFT message, and that only works if you know who to contact.

Meanwhile the money moves on, the payment sits held, or your customer waits for an answer you can't give them yet.

Multiple ways to work together

Fraud and AML teams share on the same rail. What changes is when in the payment a question gets asked. The work starts inside your bank and expands, seamlessly, to other banks.

  1. 01 · BeforeJoint screening at onboardingCheck an applicant against the fraud actors other member institutions have already confirmed, before the first payment clears.For AML teams: the same query at CDD, against the persons member institutions have exited or flagged.
  2. 02 · DuringJoint IBAN screeningCheck the beneficiary IBAN inside the instant-payment window, so two institutions reach one decision in seconds instead of one of them finding out afterwards. Conformant with the European Payment Council's FRIDA rulebook.
  3. 03 · AfterJoint investigationA structured RFI exchange, so two institutions resolve, freeze and recover together rather than trading emails.For AML teams: the same exchange on suspicious-activity cases, with a full audit trail.

See it on your own data

You decide what gets shared

Share only what you've agreed to share. You exchange information only in the categories you and each institution have agreed, and those categories also control who on your team sees what. Bridge is secure infrastructure built on privacy-enhancing technology. Each institution sets its own retention period, with automatic, logged clean-up, and an audit log records who did what.

A network with rules, and a framework your lawyers can sign

Behind each market is a trust anchor (a supervisor or a banking association), and the network's operator runs the network itself, with steering and legal committees where decisions about it are taken. A network could be run by a banking association, a fraud consortium, a central bank or a payment switch.

Your legal team doesn't start from a blank page. Each network runs on a rulebook and a data-protection impact assessment setting out what may be shared, when and why. Salv brings the templates from markets already live.

Governance arrives as part of the package, with a named owner for every layer, from legal basis and data protection to contracting and commercial terms.

Built into your workflow

Start in the web interface, then use the API to raise requests from your own systems. That's how Bridge runs at volume and alongside instant payments. If you already use Salv's screening and monitoring, Bridge connects to them. Bridge runs in a shared European region, which is the path we recommend.

Client testimonials

Banks know what the problems are, but Salv worked out how to really solve them. And it's not just in money laundering and terrorist financing, it's also been useful in fraud prevention.

Olavi Lepp CEO, Swedbank Estonia

With Salv's risk scoring tool, we can assess and manage customer risk, uncover high-risk patterns, and do so in a short time. As for transaction monitoring, we were able to cut the number of false positives significantly.

Michael Brand, Fincrime product manager · Juni

The transparent UI makes Salv's transaction monitoring convenient and easy to use. It has a clear structure that allows us to add and modify rules using our own criteria.

Paytend Europe

Specifically, we were looking for better rule implementation, reporting, and integrated customer risk scoring. Salv ticked all the boxes. Using Salv has helped us to significantly improve our team's efficiency.

Kroo Bank
All case studies

Where regulation is heading

Article 75 of the EU Anti-Money Laundering Regulation (AMLR) applies from 10 July 2027 and sets the framework for financial crime information sharing partnerships between institutions. Article 83a of the upcoming Payment Services Regulation (PSR) will turn cross-institution fraud intelligence sharing into a formal supervisory expectation in 2028. Bridge has worked this way since 2021.

  • Download Intelligence sharing for fraud prevention and PSR Article 83a A guide on upcoming data sharing rules Get the guide

Salv tools that work together

  • Screening
    Screen customers and payments against sanctions, PEP and adverse-media lists, with matching you configure and lists Salv keeps current.
  • Monitoring
    Scenarios you can read, test on your own data and change yourself. Watch payments, customers and counterparties, for AML and fraud.
  • Risk scoring
    Customer risk rating on weighted rules built around your framework. Kept current as the facts change, feeding the monitoring and screening that act on it.
  • Alert and case management
    When an investigation grows, it becomes a case. Bring the related alerts, customers and payments together and work it from one place as a team.
Trust and security What we hold, where your data sits, and how every decision is recorded.
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Questions teams ask before they join

It is how financial crime teams at different institutions exchange details of a case that involves both of them — a structured request to a named counterparty, rather than an email to whoever you happen to know. On Salv Bridge it runs in categories the two institutions have agreed.

Requests are encrypted in the user's browser and the keys stay with the institutions, so the institutions in a conversation are the ones who can read them. Each institution sets its own retention period, an audit log records activity, and each network runs on a rulebook and a data-protection impact assessment.

Institutions commit to answering when they join, and each network agrees its own response expectations as part of its rules.

Fraud cases where the money has moved to another member institution, sanctions matches where the answer sits with the counterparty rather than your customer, and money laundering investigations that involve several institutions at once.